First off, just wanted to tell you a little about me and this journal. I will be keeping this journal while my family is living off of 70% of our income. What will we do with the rest? We will finish paying off the last medical bill, start and fund our emergency funds, christmas/birthday funds, and a new car fund.
We want to get to a point of living off of 60% and saving the other 40% but right now - we are starting with 70%.

I know this won't be easy, but I am going through the budget tonight and looking for ways to cut expenses or do without the item all together.

The hard part - will be groceries! There are 9 of us, so that will be constant planning to keep the grocery bill down.

I know we can do this!! If you are interested in coming along with us for the ride, just keep checking back here for updates daily.

Have a great blessed day!
74me